/* ═══════════════════════════════════════════════════════
   FRASEG ASESORES DE SEGUROS — Hoja de estilos principal
   Versión 1.0 | Bogotá, Colombia
══════════════════════════════════════════════════════ */

    /* ─── TOKENS ─────────────────────────────────────── */
    :root {
      --navy:   #0a1f44;
      --navy2:  #112354;
      --gold:   #c8a14a;
      --gold2:  #e8c070;
      --teal:   #1d7a7a;
      --light:  #f5f4f0;
      --white:  #ffffff;
      --gray:   #6b7280;
      --dark:   #111827;

      --ff-head: 'Playfair Display', Georgia, serif;
      --ff-body: 'DM Sans', sans-serif;

      --r: 10px;
      --shadow: 0 20px 60px rgba(10,31,68,.14);
    }

    /* ─── RESET ──────────────────────────────────────── */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; }
    body { font-family: var(--ff-body); color: var(--dark); background: var(--white); overflow-x: hidden; }
    img  { display: block; max-width: 100%; }
    a    { text-decoration: none; color: inherit; }
    ul   { list-style: none; }

    /* ─── UTILITIES ──────────────────────────────────── */
    .container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
    .btn-gold {
      display: inline-flex; align-items: center; gap: 8px;
      background: var(--gold); color: var(--navy); font-family: var(--ff-body);
      font-weight: 600; font-size: .9rem; letter-spacing: .5px;
      padding: 14px 30px; border-radius: 50px; border: none; cursor: pointer;
      transition: background .25s, transform .2s;
    }
    .btn-gold:hover { background: var(--gold2); transform: translateY(-2px); }
    .btn-outline {
      display: inline-flex; align-items: center; gap: 8px;
      background: transparent; color: var(--white);
      border: 2px solid rgba(255,255,255,.55);
      font-family: var(--ff-body); font-weight: 500; font-size: .9rem;
      padding: 13px 28px; border-radius: 50px; cursor: pointer;
      transition: border-color .25s, background .25s;
    }
    .btn-outline:hover { border-color: var(--gold); background: rgba(200,161,74,.1); }

    /* ─── TOP BAR ────────────────────────────────────── */
    .topbar {
      background: var(--navy2);
      color: rgba(255,255,255,.78);
      font-size: .78rem;
      padding: 8px 0;
    }
    .topbar .inner {
      display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 6px;
    }
    .topbar a { color: rgba(255,255,255,.78); transition: color .2s; }
    .topbar a:hover { color: var(--gold); }
    .topbar .social { display: flex; gap: 14px; }

    /* ─── NAV ────────────────────────────────────────── */
    nav {
      position: sticky; top: 0; z-index: 100;
      background: var(--white);
      box-shadow: 0 2px 24px rgba(10,31,68,.08);
    }
    .nav-inner {
      display: flex; align-items: center; justify-content: space-between;
      padding: 18px 24px; max-width: 1200px; margin: 0 auto;
    }
    .logo { display: flex; align-items: center; gap: 12px; }
    .logo-mark {
      width: 42px; height: 42px; border-radius: 10px;
      background: var(--navy);
      display: flex; align-items: center; justify-content: center;
    }
    .logo-mark svg { width: 24px; height: 24px; }
    .logo-text { display: flex; flex-direction: column; line-height: 1.1; }
    .logo-text strong { font-family: var(--ff-head); font-size: 1.25rem; color: var(--navy); }
    .logo-text span   { font-size: .68rem; letter-spacing: 2px; color: var(--gold); text-transform: uppercase; }

    .nav-links { display: flex; gap: 32px; align-items: center; }
    .nav-links a {
      font-weight: 500; font-size: .88rem; color: var(--dark);
      position: relative; padding-bottom: 2px;
      transition: color .2s;
    }
    .nav-links a::after {
      content: ''; position: absolute; bottom: -2px; left: 0;
      width: 0; height: 2px; background: var(--gold);
      transition: width .3s;
    }
    .nav-links a:hover { color: var(--navy); }
    .nav-links a:hover::after { width: 100%; }

    .nav-cta { display: flex; align-items: center; gap: 12px; }
    .nav-wa {
      display: flex; align-items: center; gap: 8px;
      background: #25d366; color: #fff;
      padding: 10px 20px; border-radius: 50px;
      font-size: .84rem; font-weight: 600;
      transition: filter .2s;
    }
    .nav-wa:hover { filter: brightness(1.1); }

    .hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; }
    .hamburger span { width: 24px; height: 2px; background: var(--navy); border-radius: 2px; transition: all .3s; }

    /* ─── HERO ───────────────────────────────────────── */
    .hero {
      min-height: 90vh;
      background:
        linear-gradient(135deg, rgba(10,31,68,.88) 0%, rgba(29,122,122,.70) 100%),
        url('https://images.unsplash.com/photo-1557804506-669a67965ba0?w=1600&q=80') center/cover no-repeat;
      display: flex; align-items: center;
      position: relative; overflow: hidden;
    }
    .hero::before {
      content: '';
      position: absolute; inset: 0;
      background: radial-gradient(ellipse at 70% 50%, rgba(200,161,74,.18) 0%, transparent 70%);
    }
    .hero-grid {
      display: grid; grid-template-columns: 1fr 1fr; align-items: center; gap: 60px;
      position: relative; z-index: 1; padding: 100px 0 80px;
    }
    .hero-badge {
      display: inline-flex; align-items: center; gap: 8px;
      background: rgba(200,161,74,.18); border: 1px solid rgba(200,161,74,.4);
      color: var(--gold2); font-size: .75rem; letter-spacing: 2px; text-transform: uppercase;
      padding: 6px 16px; border-radius: 50px; margin-bottom: 24px;
    }
    .hero h1 {
      font-family: var(--ff-head); font-size: clamp(2.2rem, 4vw, 3.4rem);
      font-weight: 900; color: var(--white); line-height: 1.12;
      margin-bottom: 22px;
    }
    .hero h1 em { color: var(--gold); font-style: normal; }
    .hero p { font-size: 1.05rem; color: rgba(255,255,255,.8); line-height: 1.75; margin-bottom: 36px; max-width: 500px; }
    .hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }

    .hero-card {
      background: rgba(255,255,255,.07);
      backdrop-filter: blur(16px);
      border: 1px solid rgba(255,255,255,.15);
      border-radius: 20px; padding: 36px 32px;
    }
    .hero-card h3 { font-family: var(--ff-head); color: var(--white); font-size: 1.2rem; margin-bottom: 20px; }
    .hero-form input, .hero-form select, .hero-form textarea {
      width: 100%; background: rgba(255,255,255,.12);
      border: 1px solid rgba(255,255,255,.2); color: var(--white);
      padding: 13px 16px; border-radius: var(--r); font-family: var(--ff-body);
      font-size: .9rem; margin-bottom: 12px; outline: none;
      transition: border-color .2s;
    }
    .hero-form input::placeholder, .hero-form select::placeholder { color: rgba(255,255,255,.5); }
    .hero-form select option { color: var(--dark); }
    .hero-form input:focus, .hero-form select:focus { border-color: var(--gold); }
    .hero-form textarea { resize: none; height: 90px; }
    .hero-form .btn-gold { width: 100%; justify-content: center; }

    /* ─── STATS STRIP ────────────────────────────────── */
    .stats-strip {
      background: var(--navy);
      padding: 40px 0;
    }
    .stats-inner {
      display: grid; grid-template-columns: repeat(4, 1fr);
      gap: 20px; text-align: center;
    }
    .stat-item { color: var(--white); }
    .stat-item strong { display: block; font-family: var(--ff-head); font-size: 2.4rem; color: var(--gold); line-height: 1; }
    .stat-item span { font-size: .82rem; color: rgba(255,255,255,.65); letter-spacing: .5px; margin-top: 6px; display: block; }

    /* ─── SECTION SHARED ─────────────────────────────── */
    section { padding: 90px 0; }
    .section-tag {
      display: inline-block; font-size: .7rem; letter-spacing: 3px; text-transform: uppercase;
      color: var(--teal); font-weight: 600; margin-bottom: 10px;
    }
    .section-title {
      font-family: var(--ff-head); font-size: clamp(1.8rem, 3vw, 2.6rem);
      font-weight: 700; color: var(--navy); line-height: 1.2;
    }
    .section-sub { color: var(--gray); font-size: 1rem; line-height: 1.7; margin-top: 14px; max-width: 560px; }

    /* ─── SERVICES ───────────────────────────────────── */
    .services-header { text-align: center; margin-bottom: 56px; }
    .services-header .section-sub { margin: 14px auto 0; }
    .services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
    .svc-card {
      background: var(--white); border: 1px solid #e8ecf2;
      border-radius: 16px; padding: 36px 28px;
      transition: transform .25s, box-shadow .25s, border-color .25s;
      cursor: default;
    }
    .svc-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: var(--gold); }
    .svc-icon {
      width: 56px; height: 56px; border-radius: 14px;
      background: rgba(29,122,122,.1);
      display: flex; align-items: center; justify-content: center;
      margin-bottom: 20px;
    }
    .svc-icon svg { width: 28px; height: 28px; stroke: var(--teal); }
    .svc-card h3 { font-family: var(--ff-head); font-size: 1.1rem; color: var(--navy); margin-bottom: 10px; }
    .svc-card p  { font-size: .88rem; color: var(--gray); line-height: 1.65; }
    .svc-link { display: inline-flex; align-items: center; gap: 5px; color: var(--teal); font-size: .84rem; font-weight: 600; margin-top: 16px; transition: gap .2s; }
    .svc-link:hover { gap: 9px; }

    /* ─── ABOUT ──────────────────────────────────────── */
    .about-section { background: var(--light); }
    .about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
    .about-visual {
      position: relative; border-radius: 20px; overflow: hidden;
      aspect-ratio: 4/5; background: var(--navy);
    }
    .about-visual img { width: 100%; height: 100%; object-fit: cover; opacity: .88; }
    .about-badge-box {
      position: absolute; bottom: 28px; left: 28px;
      background: var(--white); border-radius: 14px; padding: 18px 22px;
      box-shadow: 0 10px 40px rgba(0,0,0,.15);
    }
    .about-badge-box strong { font-family: var(--ff-head); font-size: 2rem; color: var(--navy); display: block; }
    .about-badge-box span { font-size: .78rem; color: var(--gray); }
    .about-checklist { margin: 28px 0; display: flex; flex-direction: column; gap: 14px; }
    .check-item { display: flex; align-items: flex-start; gap: 12px; }
    .check-dot { min-width: 22px; height: 22px; border-radius: 50%; background: var(--teal); display: flex; align-items: center; justify-content: center; margin-top: 2px; }
    .check-dot svg { width: 12px; height: 12px; stroke: white; }
    .check-item p { font-size: .9rem; color: var(--gray); line-height: 1.6; }
    .about-logos { display: flex; gap: 16px; flex-wrap: wrap; margin-top: 32px; }
    .provider-pill {
      padding: 8px 18px; background: var(--white); border: 1px solid #dde3ed;
      border-radius: 50px; font-size: .78rem; font-weight: 600; color: var(--navy);
    }

    /* ─── PORTFOLIO ──────────────────────────────────── */
    .portfolio-section { background: var(--navy); }
    .portfolio-section .section-title { color: var(--white); }
    .portfolio-section .section-sub   { color: rgba(255,255,255,.6); }
    .portfolio-header { display: flex; justify-content: space-between; align-items: flex-end; margin-bottom: 52px; }
    .port-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
    .port-card {
      background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1);
      border-radius: 16px; padding: 28px 22px;
      transition: background .25s, border-color .25s;
    }
    .port-card:hover { background: rgba(200,161,74,.1); border-color: rgba(200,161,74,.4); }
    .port-num { font-family: var(--ff-head); font-size: 2.2rem; color: rgba(200,161,74,.3); font-weight: 900; }
    .port-card h4 { font-family: var(--ff-head); color: var(--white); font-size: 1rem; margin: 10px 0 8px; }
    .port-card p  { font-size: .82rem; color: rgba(255,255,255,.55); line-height: 1.6; }

    /* ─── PROCESS ────────────────────────────────────── */
    .process-section { background: var(--light); }
    .process-title { text-align: center; margin-bottom: 60px; }
    .process-steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; position: relative; }
    .process-steps::before {
      content: '';
      position: absolute; top: 36px; left: 12%; right: 12%; height: 2px;
      background: repeating-linear-gradient(90deg, var(--gold) 0, var(--gold) 6px, transparent 6px, transparent 16px);
    }
    .step { text-align: center; padding: 0 16px; position: relative; }
    .step-circle {
      width: 72px; height: 72px; border-radius: 50%;
      background: var(--white); border: 3px solid var(--gold);
      display: flex; align-items: center; justify-content: center;
      margin: 0 auto 20px; position: relative; z-index: 1;
    }
    .step-circle span { font-family: var(--ff-head); font-size: 1.4rem; font-weight: 900; color: var(--gold); }
    .step h4 { font-family: var(--ff-head); color: var(--navy); font-size: .95rem; margin-bottom: 8px; }
    .step p  { font-size: .82rem; color: var(--gray); line-height: 1.6; }

    /* ─── TESTIMONIALS ───────────────────────────────── */
    .testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
    .testi-card {
      background: var(--white); border: 1px solid #e8ecf2;
      border-radius: 16px; padding: 32px 28px;
      transition: box-shadow .25s;
    }
    .testi-card:hover { box-shadow: var(--shadow); }
    .stars { display: flex; gap: 3px; margin-bottom: 16px; }
    .stars svg { width: 16px; height: 16px; fill: var(--gold); }
    .testi-card blockquote { font-size: .9rem; color: var(--gray); line-height: 1.7; font-style: italic; margin-bottom: 20px; }
    .testi-author { display: flex; align-items: center; gap: 12px; }
    .avatar { width: 44px; height: 44px; border-radius: 50%; background: var(--navy); color: var(--white); display: flex; align-items: center; justify-content: center; font-family: var(--ff-head); font-weight: 700; font-size: 1.1rem; }
    .testi-author div strong { display: block; font-size: .88rem; color: var(--navy); }
    .testi-author div span  { font-size: .75rem; color: var(--gray); }

    /* ─── CONTACT ────────────────────────────────────── */
    .contact-section { background: var(--navy); }
    .contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: start; }
    .contact-section .section-title { color: var(--white); }
    .contact-section .section-sub   { color: rgba(255,255,255,.65); }
    .contact-info { margin-top: 36px; display: flex; flex-direction: column; gap: 22px; }
    .ci-item { display: flex; align-items: flex-start; gap: 16px; }
    .ci-icon { width: 44px; height: 44px; border-radius: 10px; background: rgba(200,161,74,.15); border: 1px solid rgba(200,161,74,.3); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
    .ci-icon svg { width: 20px; height: 20px; stroke: var(--gold); }
    .ci-item strong { display: block; color: var(--white); font-size: .88rem; margin-bottom: 3px; }
    .ci-item span   { color: rgba(255,255,255,.6); font-size: .85rem; }

    .contact-form { background: rgba(255,255,255,.06); backdrop-filter: blur(10px); border: 1px solid rgba(255,255,255,.1); border-radius: 20px; padding: 40px 36px; }
    .contact-form h3 { font-family: var(--ff-head); color: var(--white); font-size: 1.2rem; margin-bottom: 24px; }
    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 14px; }
    .contact-form input, .contact-form select, .contact-form textarea {
      width: 100%; background: rgba(255,255,255,.08);
      border: 1px solid rgba(255,255,255,.15); color: var(--white);
      padding: 13px 16px; border-radius: var(--r); font-family: var(--ff-body);
      font-size: .88rem; outline: none; transition: border-color .2s;
      margin-bottom: 0;
    }
    .contact-form input::placeholder { color: rgba(255,255,255,.4); }
    .contact-form input:focus, .contact-form select:focus, .contact-form textarea:focus { border-color: var(--gold); }
    .contact-form select option { background: var(--navy2); }
    .contact-form textarea { resize: none; height: 110px; margin-top: 0; }
    .contact-form .btn-gold { width: 100%; justify-content: center; margin-top: 14px; font-size: .95rem; padding: 15px; }

    /* ─── BLOG STRIP ─────────────────────────────────── */
    .blog-strip { background: var(--light); }
    .blog-header { display: flex; justify-content: space-between; align-items: flex-end; margin-bottom: 40px; }
    .blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
    .blog-card { background: var(--white); border-radius: 16px; overflow: hidden; border: 1px solid #e8ecf2; transition: box-shadow .25s, transform .25s; }
    .blog-card:hover { box-shadow: var(--shadow); transform: translateY(-4px); }
    .blog-thumb { height: 190px; background: var(--navy); overflow: hidden; }
    .blog-thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s; }
    .blog-card:hover .blog-thumb img { transform: scale(1.05); }
    .blog-body { padding: 22px 22px 24px; }
    .blog-tag { font-size: .7rem; letter-spacing: 2px; text-transform: uppercase; color: var(--teal); font-weight: 600; }
    .blog-body h4 { font-family: var(--ff-head); color: var(--navy); font-size: 1rem; margin: 8px 0 10px; line-height: 1.4; }
    .blog-body p  { font-size: .84rem; color: var(--gray); line-height: 1.6; }
    .blog-more { display: inline-flex; align-items: center; gap: 5px; color: var(--teal); font-size: .82rem; font-weight: 600; margin-top: 14px; transition: gap .2s; }
    .blog-more:hover { gap: 9px; }

    /* ─── CHAT WIDGET ────────────────────────────────── */
    .chat-widget {
      position: fixed; bottom: 28px; right: 28px; z-index: 999;
      display: flex; flex-direction: column; align-items: flex-end; gap: 12px;
    }
    .chat-bubble {
      background: var(--white); border-radius: 16px 16px 4px 16px;
      box-shadow: 0 8px 32px rgba(0,0,0,.14);
      padding: 12px 18px; font-size: .84rem; color: var(--navy);
      max-width: 200px; text-align: right;
      animation: popIn .4s ease;
    }
    .chat-btn {
      width: 60px; height: 60px; border-radius: 50%;
      background: #25d366;
      display: flex; align-items: center; justify-content: center;
      box-shadow: 0 6px 24px rgba(37,211,102,.45);
      cursor: pointer; transition: transform .2s;
    }
    .chat-btn:hover { transform: scale(1.08); }
    .chat-btn svg { width: 30px; height: 30px; fill: white; }
    @keyframes popIn { from { opacity:0; transform:scale(.8) } to { opacity:1; transform:scale(1) } }

    /* ─── FOOTER ─────────────────────────────────────── */
    footer { background: var(--dark); color: rgba(255,255,255,.7); padding: 64px 0 28px; }
    .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.5fr; gap: 48px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,.08); }
    .footer-brand .logo-text strong { color: var(--white); }
    .footer-brand p { font-size: .88rem; line-height: 1.7; margin-top: 14px; max-width: 280px; }
    .footer-social { display: flex; gap: 10px; margin-top: 20px; }
    .fsoc { width: 36px; height: 36px; border-radius: 8px; background: rgba(255,255,255,.07); display: flex; align-items: center; justify-content: center; transition: background .2s; }
    .fsoc:hover { background: var(--gold); }
    .fsoc svg { width: 16px; height: 16px; fill: white; }
    .footer-col h4 { color: var(--white); font-size: .82rem; letter-spacing: 2px; text-transform: uppercase; margin-bottom: 18px; }
    .footer-col ul li { margin-bottom: 10px; }
    .footer-col ul a { font-size: .88rem; transition: color .2s; }
    .footer-col ul a:hover { color: var(--gold); }
    .footer-newsletter input {
      width: 100%; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12);
      color: white; padding: 12px 16px; border-radius: var(--r);
      font-family: var(--ff-body); font-size: .88rem; outline: none;
      margin-bottom: 10px; transition: border-color .2s;
    }
    .footer-newsletter input::placeholder { color: rgba(255,255,255,.4); }
    .footer-newsletter input:focus { border-color: var(--gold); }
    .footer-newsletter .btn-gold { width: 100%; justify-content: center; font-size: .88rem; padding: 12px; }
    .footer-bottom { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 10px; padding-top: 24px; font-size: .8rem; }
    .footer-bottom a { transition: color .2s; }
    .footer-bottom a:hover { color: var(--gold); }

    /* ─── MOBILE ─────────────────────────────────────── */
    @media (max-width: 900px) {
      .hero-grid    { grid-template-columns: 1fr; }
      .hero-card    { display: none; }
      .stats-inner  { grid-template-columns: repeat(2,1fr); }
      .services-grid{ grid-template-columns: 1fr 1fr; }
      .about-grid   { grid-template-columns: 1fr; }
      .about-visual { aspect-ratio: 16/9; }
      .port-grid    { grid-template-columns: 1fr 1fr; }
      .process-steps{ grid-template-columns: 1fr 1fr; row-gap: 40px; }
      .process-steps::before { display: none; }
      .testi-grid   { grid-template-columns: 1fr; }
      .contact-grid { grid-template-columns: 1fr; }
      .blog-grid    { grid-template-columns: 1fr; }
      .footer-grid  { grid-template-columns: 1fr 1fr; }
      .nav-links, .nav-wa { display: none; }
      .hamburger { display: flex; }
      .portfolio-header { flex-direction: column; align-items: flex-start; gap: 16px; }
      .blog-header { flex-direction: column; align-items: flex-start; gap: 12px; }
    }
    @media (max-width: 540px) {
      .services-grid { grid-template-columns: 1fr; }
      .port-grid     { grid-template-columns: 1fr; }
      .form-row      { grid-template-columns: 1fr; }
      .footer-grid   { grid-template-columns: 1fr; }
      .stats-inner   { grid-template-columns: 1fr 1fr; }
    }

    /* ─── PAGOS EN LÍNEA ─────────────────────────────── */
    .pagos-section { background: var(--light); }
    .pagos-header { text-align:center; margin-bottom:40px; }
    .pagos-header .section-sub { margin:14px auto 0; }

    .pagos-search-wrap {
      max-width:480px; margin:0 auto 48px; position:relative;
    }
    .pagos-search-wrap input {
      width:100%; padding:16px 52px 16px 20px;
      border:2px solid #dde3ed; border-radius:50px;
      font-family:var(--ff-body); font-size:.95rem; outline:none;
      background:var(--white); transition:border-color .2s, box-shadow .2s;
      box-shadow:0 4px 20px rgba(10,31,68,.07);
    }
    .pagos-search-wrap input:focus {
      border-color:var(--gold); box-shadow:0 4px 20px rgba(200,161,74,.18);
    }
    .pagos-search-wrap .search-icon {
      position:absolute; right:18px; top:50%; transform:translateY(-50%);
      color:var(--gray); pointer-events:none;
    }

    .pagos-grid {
      display:grid; grid-template-columns:repeat(4,1fr); gap:22px;
    }
    .pago-card {
      background:var(--white); border-radius:16px;
      border:1.5px solid #e4e9f2;
      padding:28px 20px 24px; text-align:center;
      transition:transform .25s, box-shadow .25s, border-color .25s;
      display:flex; flex-direction:column; gap:10px;
    }
    .pago-card:hover {
      transform:translateY(-5px);
      box-shadow:0 16px 48px rgba(10,31,68,.12);
      border-color:var(--gold);
    }
    .pago-logo-box {
      height:60px; display:flex; align-items:center; justify-content:center;
      margin-bottom:4px;
    }
    .pago-logo-box .pago-name {
      font-family:var(--ff-head); font-size:1.1rem;
      color:var(--navy); font-weight:700; line-height:1.2;
    }
    .pago-asistencia {
      display:flex; flex-direction:column; gap:2px;
    }
    .pago-asistencia span:first-child {
      font-size:.72rem; text-transform:uppercase; letter-spacing:1.5px;
      color:var(--gray); font-weight:600;
    }
    .pago-asistencia strong {
      font-size:1.2rem; color:var(--navy); font-family:var(--ff-head);
    }
    .pago-asistencia em {
      font-style:normal; font-size:.78rem; color:var(--gray);
    }
    .pago-divider {
      width:40px; height:2px; background:var(--gold);
      margin:4px auto; border-radius:2px;
    }
    .pago-btn {
      display:inline-flex; align-items:center; justify-content:center; gap:6px;
      background:var(--navy); color:var(--white);
      padding:10px 20px; border-radius:50px;
      font-size:.82rem; font-weight:600; margin-top:4px;
      transition:background .2s, transform .15s;
      text-decoration:none;
    }
    .pago-btn:hover { background:var(--teal); transform:scale(1.04); }
    .pago-btn svg { width:13px; height:13px; stroke:white; }

    .pagos-nota {
      text-align:center; margin-top:40px; padding:20px 24px;
      background:rgba(10,31,68,.04); border-radius:14px;
      font-size:.86rem; color:var(--gray); line-height:1.7;
      border:1px dashed #c8d0de;
    }
    .pagos-nota strong { color:var(--navy); }

    #no-results {
      display:none; text-align:center; padding:40px;
      color:var(--gray); grid-column:1/-1; font-size:.95rem;
    }

    @media(max-width:900px){ .pagos-grid{ grid-template-columns:repeat(2,1fr); } }
    @media(max-width:540px){ .pagos-grid{ grid-template-columns:1fr; } }


/* ── Observación en tarjetas de pago ── */
.pago-obs {
  font-size: 11px;
  color: var(--navy);
  background: #fff8e1;
  border-radius: 4px;
  padding: 3px 8px;
  margin: 4px 0;
  text-align: center;
}